Team
We believe our team approach adds a broader perspective to all we do and provides increased benefits to our clients. Meet our team, based in San Diego, California:
W. Gary Stemple is the founder of Plan For Tomorrow, a registered representative with broker-dealer Lincoln Financial Advisors Corp., and an investment advisor representative with Sagemark Consulting, a division of Lincoln Financial...
Areas of expertise include fixed-income, equity allocations, alternative investments and affluent wealth management. BA in Political Science from Lipscomb University in 1981 and graduated from Vanderbilt University School of Law. Holds...
Robert E. Appel, J.D.*, LL.M., MBA
Second Vice President of National Design/Advanced Planning
I have been in client services for over 25 years: Majority of my experience came from working as an Executive/Operations Assistant for Financial Planners since 2000...